Home Software Review - SAYE - Personal Finance and Budget Planner for iOS

SAYE - or Save As You Earn - is a tidy little free personal finance manager for iOS.

SAYE - Personal Finance & Budget Planner - by Timothy Chan is available for free from the iOS App Store. It runs on all Apple iOS devices with iOS 8.0 or later.

As you might guess, this app helps you manage your personal finances. The app is free, so the app is helping you out immediately!

Almost 10 years ago, in a previous job, I remember vividly how the credit controller described cashflow. He said it was so important to a business that it was just like blood flowing through your veins.

It's the same for individuals and your own personal finance; you have money coming in and you have money going out. How well you manage this can make the difference between comfort and discomfort, future goals and just maintaining what you have. You'll have heard the old faithful sayings, "there's always more month than money" and "you always end up spending at your level of earning". You may certainly know the business truism "what gets measured gets improved" and this is so very true, in our personal life as well as business, be it weight, study time or finances.

Without discipline, humans will pretty much tend to spend what they bring in, without putting money aside, and even without knowing if spending is greater than earning capacity and thus eating into savings.

Here's where SAYE - Personal Finance & Budget Planner - comes in. This app has a very clean and intuitive design so you will master it in moments. It lets you easily create categories for your income and expenses, and then allows you to effortlessly add entries for every time you receive or spend money. The app then lets you review your timeline, observing trends, identifying where you are missing your budget and affecting your future financial goals.

It's free, so you can literally be measuring - the first step to improving - your finances within mere moments. A one-off in-app purchase will remove ads.

The author, Timothy Chan, has made available a YouTube video to demonstrate the app in action.


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David M Williams

David has been computing since 1984 where he instantly gravitated to the family Commodore 64. He completed a Bachelor of Computer Science degree from 1990 to 1992, commencing full-time employment as a systems analyst at the end of that year. David subsequently worked as a UNIX Systems Manager, Asia-Pacific technical specialist for an international software company, Business Analyst, IT Manager, and other roles. David has been the Chief Information Officer for national public companies since 2007, delivering IT knowledge and business acumen, seeking to transform the industries within which he works. David is also involved in the user group community, the Australian Computer Society technical advisory boards, and education.


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