MailGuard said that after intercepting multiple variations of an email scam “spoofing” the National Australia Bank earlier on Tuesday, it had now identified the new scam with scammers using a display name "Westpac Bank", with the emails actually sent by what appears to be a compromised account.
“The message body is in plain-text, advising recipients that some unusual activity was noticed on their account. Their account has been temporarily locked and a link is provided to re-activate their account,” MailGuard said in a statement.
MailGuard says unsuspecting recipients who click on the link are led to a Westpac branded phishing page, asking for their account ID and password.
“When this second page is submitted, the user is shown a page stating their account is being verified, after a short pause they are redirected to the actual Westpac bank login page.
“Whilst this attempt isn’t as sophisticated as many other examples we have seen, it will still fool less vigilant recipients into entering their login credentials.
“Phishing preys on the weakest link in the IT security chain – users. Tricking someone into handing over their password is far simpler than breaking into a bolstered system. As a result, hackers use tactics such as brandjacking to manipulate users and obtain sensitive data,” MailGuard cautions.
Here are certain signs that MailGuard says point to this email’s illegitimacy:
- The plain-text email has no branding or customised information. It starts with "we noticed some unusual activity in your account" with no further details about this activity.
- There are several grammatical inconsistencies such as "Sign On here", and the lack of proper punctuation (‘re activate’).
- Real banks never direct their customers to click a link to sign in to resolve an issue.
And, as a precaution, MailGuard urges email users not to click links within emails that:
- Are not addressed to you by name.
- Appear to be from a legitimate company but use poor English, or omit personal details that a legitimate sender would include.
- Are from businesses that you were not expecting to hear from.
- Take you to a landing page or website that is not the legitimate URL of the company the email is purporting to be sent from. The URL for Westpac’s Internet banking login page is: https://online.westpac.com.au