The Government has offered Australia's three mobile operators, and vividwireless, renewal of their existing spectrum allocated on 15 year licences in the late 90s and early 2000s at set prices, while the Government expects to rake in $3 billion.
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Peter Dinham
Wednesday, 22 April 2009 17:35
IDC’s Financial Insights research group in its latest report – Mobile Banking and Beyond – says that, in the past, mobile banking and payments were driven by telecommunication players, but now banks are taking the lead in deploying these services.
The report does suggest that the move towards the convergence of internet and mobile banking, which are two previously separate channels, will impact not only how channel strategies are crafted in institutions but also overall customer engagement approaches.
Financial Insights looks at what it sees as the “most innovative and impressive mobile banking solutions” deployed in Asia/Pacific by Australia’s ANZ bank, OCBC Bank in Singapore, and Kasikornbank in Thailand, and how it believes mobile banking will evolve in the region in the near future.
Abhishek Kumar, Financial Insight’s senior research analyst, Asia/Pacific banking advisory service, says the varying levels of mobile phone technology and telecommunication infrastructure across the region make it extremely difficult to deploy one effective mobile financial solution for all countries.
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